Wednesday, July 14, 2010

What To Do If You Have No Health Insurance In Georgia

It is unfortunate if you are one of the 40% of Georgia residents who have no health insurance in Georgia. The majority of Georgia residents get their health insurance through their place of employment, as part of their compensation package. However, some people, maybe because of their employment status, or medical conditions, or financial situation, have no health insurance in Georgia. This can result in some big financial stressors in the event of an unexpected illness or injury. Having no health insurance in Georgia can be remedied for a lower price than you imagine.

There Is No Excuse For Having No Health Insurance In Georgia
Having no health insurance in Georgia is unnecessary because there are seven large insurance carriers providing health insurance policies to Georgia residents. Through these companies, individuals can locate an affordable health plan that will provide medical benefits for themselves, and their families if they so choose. Don't leave your family members with no health insurance in Georgia! There are also three companies that provide Medicaid plans for children under the age of 18. Many colleges also offer student health plans to enrolled students. And many small businesses subsidize the monthly premiums for their employees' health insurance. So saying, I have no health insurance in Georgia, is unacceptable if you want to have peace of mind and prevent medical and hospital bills from becoming a financial burden to be placed on your family.

The Price of Having No Health Insurance in Georgia.
Unfortunately, there are also seniors living here who have no health insurance in Georgia. Maybe they retired early from their place of employment and do not yet qualify for Medicare. These individuals run a high risk of finding no health insurance in Georgia that will approve their application. They may be denied due to poor health or a chronic medical condition. There are some resources for people who get no health insurance in Georgia through the usual channels. Although some states have health insurance pools for the uninsured, Georgia does not have that program in place yet. It is possible that individuals with pre-existing medical conditions get no health insurance in Georgia. This is very sad and will also place a financial burden on the state of Georgia. Unpaid medical and hospital bills resulting from patients who require medical care and have no health insurance in Georgia, end up being a problem to everyone else in the state.
If you lose your job and cannot afford Cobra, you may find yourself with no health insurance in Georgia. This may be the time when you need to focus and research the plans and policies offered by insurance carriers here in the state. You can check with each insurance company to get rates and information. Another way of finding rates is to speak with a licensed independent insurance broker. They work with all the major insurance carriers and will help you find the best plan for you. Please do not keep living with any health insurance in Georgia. Think about your family and the future.

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